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Strategic  Considerations for  Achieving  Universal  Health Care

BACK to GUIDE TO FREQUENTLY ASKED QUESTIONS

  1. Why couldn't the gaps in the present system be gradually filled in until that one final program that fills in where all others have missed?     ANSWER

  2. Why does EINO specify non-incremental reform?  Didn't the failure of Pres. Clinton's sweeping health care reforms early in his first term show that only incremental change would be politically feasible?    ANSWER

  3. How about all the successful state efforts since 2000 in approaching universal health care at the state level, like in Maine?    ANSWER

  4. What is the logic of tyring to achieve universal health care through state legislation?    ANSWER

  5. Won't all the seriously ill and uninsured people move to any state which attains universal health care, bankrupting that system?    ANSWER

  6. But even some of your own experts like Marcia Angell (quoted above) have said that an incremental approach might actually be workable.  Why do you insist that everyone suddenly be included?  That isn't realistic is it?   ANSWER

  7. We already have a system that cares for all our seniors.  Why not just gradually bring the qualification age down on Medicare?     ANSWER

  8. Why are there so many well-established and convincing looking coalitions and websites which agree that the only realistic possibility for achieveing UHC is by sticking with incremental reform, if this is such a foolish idea? __ANSWER

  9. Why are US businesses so opposed to UHC if it would be so cost-effective and such a stable system? Wouldn't UHC solve a lot of problems for employers?  __ANSWER

  10. Why don't small business, in particular, support UHC if it would relieve them of their current burden to all becomoe insurance brokers and administrators for their employees?  __ANSWER

  11. Why don't Americans support the idea of universal care? How could we ever hope to achieve UHC when most people don't even think it's a good idea?__ANSWER

  12. Wasn't the failed "Clinton Health Plan" exactly what you are calling for, a one-step overall reform providing everyone with coverage?  __ANSWER

  13. Wasn't the "Clinton Health Plan" a collosal failure because the American people will not support a big-government solution to health care coverage?  __ANSWER

  14. It seems obvious that we need to get election reforms first before we have any chance of passing UHC legislation.  Shouldn't we just all be working towards full voting rights now as a logical first step?  __ANSWER


QUESTION:  Why couldn't the gaps in the present system be gradually filled in until that one final program that fills in where all others have missed?

If it will be possible to "fill in" with that one final program later, why is it not possible now?  Since we agree that is what we want to do, let's do that first so that the people suffering needlessly today can have the treatments appropriate for their conditions.  Let's compare the costs of more patchwork program plus the final necessary "fill in", versus coming up with a rationally designed complete system that best serves each particular state or the nation as a whole.

Dr. Marcia Angell:
In an interview appearing in the November 6, 2000 issue of the American Prospect, Dr. Marcia Angell former Editor-in-Chief of the New England Journal of Medicine stated that "incremental reform plans as proposed by Bush or Gore are still piecemeal and would likely backfire.  They exacerbate the fragmentation, make the system even less efficient, and depress access to affordable, high-quality care. They both rely on the private sector (Bush's more than Gore's)."    


QUESTION:  Why does EINO specify non-incremental reform?  Didn't the failure of Pres. Clinton's sweeping health care reforms early in his first term show that only incremental change would be politically feasible?

Short-sighted programs which do not solve the root problems of our present crisis although politically feasible right now will not long be viewed as "feasible solutions".  Eventually after wasting even more money (as we have all through the 1990s to present) on proposals which avoid upsetting industry lobbyists, the proposals we avoid now for not "being feasible" will appear highly feasible.  In state conferences "on the uninsured" and on "extending health care" we still witness in 2005 attempts to invite all the big industrial lobbyists together, to discuss the problem (which was exactly how Clinton went about addressing the issue).

In the first place these powerful lobbying industrys can't agree and in the second place they are the privileged class who are opposed to what the majority of Americans need and want. We can wait, if we wish, until half the public hospitals in the country run so deeply in the red due to treating the under and uninsured, who the private insurers know would cut into their profits, that the hospitals close their doors (to all of us).  At that point most people will have a different understanding of what is politically feasible. We already have many reports on failing public and academic hospitals in our news archives (search on "hospital").


QUESTION:  How about all the successful state efforts since 2000 in approaching universal health care at the state level, like in Maine?

Maine's effort is a good example of the short-sightedness of programs cobmining some state subsidization (for buying into private insurance) with mandating insurance payments by employers. In the first 4 years a meager 11,000 individuals (less than 10% of those uninsured in 2002) had been covered. Costs had not been controlled and both employers and low-income families were reporting they still could not afford premiums. What's the next step, go after the low-incomed people of the state for "refusing" to buy insurance they could not afford (like in the MA plan)? Reference HERE.


QUESTION:  Won't all the seriously ill and uninsured people move to any state which attains universal health care, bankrupting that system?

There are rather straightforward ways to make sure that the first states to enact such legislation would not be unduly burdened.  One such example would be to establish at time-frame for eligibility in the state.  One would have to prove state residency for a specified period prior to treatment.  This would be no more complicated to administer than the requirements most states have for discounted in-state college or university education for their residents.  


QUESTION:  But even some of your own experts like Marcia Angell (quoted above) have said that an incremental reform might actually be workable. Why do you insist that everyone suddenly be included?  That isn't realistic.

We do not disagree that change might have to be planned for a gradual roll-out over several years.  Marcia Angell clearly spelled out that the reasonable forms of incremental reform she endorses were either to roll-out reform to some states before others (as EINO  clearly supports, see map of state committees) or that the path to complete universal health care be planned over several years.  EINO also agrees with the concept of taking several years to plan and fully implement a plan.  We do not, however, consider either of these recommendations to be incremental reform.  These are just ways of achieving a genuinely universal health care on a reasonable timetable. 

A convincing difference between incremental reform and UHC is made by committing to the end goal NOW at the onset of the reform by establishing the Right to Health Care on a par with the Right to Education (secondary and primary school). This expression of government obligation is already broadly accepted by Americans and is just as necessary as the Right to Education for assuring a real functioning democracy with decent opportunities for all families. Allowing a few years to develop and implement a plan is not a problem.


QUESTION:  We already have a system that cares for all our seniors.  Why not just gradually bring the qualification age down on Medicare?

Unfortunately, Medicare is itself such a patchwork of allowances, restrictions and disallowances that it would be easier to start with coverage for seniors (and others!) that would be comprehensive.  Although much in the news in the early years of the 21st century, presecription drug coverage is just one item that Medicare lacks, another is "durable goods" that are medically necessary, then there are the many medically necessary procedures which are simply not listed in the books yet, not coded and therefore disallowed.  

Medicare began as a patchwork, allowing certain listed procedures the fact that it still is so far from comprehensive care (compared even to most of the better private insurance plans) shows where 60 years of incremental change with millions of hours in budget fights and whole forests lost into paperwork of restrictions has gotten us. As incomplete as Medicare is, what it does clearly indicate is how successful and efficient a government program can be. It also has allowed us to clearly see that Americans do trust such programs to the government; more than they trust profit-driven corporations! And it is not just seniors who trust the government to assure all Americans of health care coverage.  


QUESTION:  Why are there so many well-established and convincing looking coalitions and websites which agree that the only realistic possibility for achieveing UHC is by sticking with incremental reform, if this is such a foolish idea?

The insurance industry is one of the most profit-rich and powerful (number of lobbyists) in the nation.  So we should expect that anything of which they are supportive looks very professional and convincing (they can put whole offices to work putting out slick brochures with the dollars they extract from our health care system).  They are very much in favor of incremental health reform, especially if they are able to secure public subsidies to add additional programs. Our strategies for change must acknowledge the lobbying power of industries.

Having already "cherry-picked" the most healthy clients (the least likely to need any serious medical interventions) they now would like to "reluctantly" add programs to insure other populations.  "Reluctantly" because they will only do so when induced by public subsidies for doing so.  They expect to make the same profits, then, off these more at-risk populations as they have made from the more healthy.  We already pay by our taxes for the nation's most at risk through the federal programs of Medicare and Medicaid and recently are paying to subsidize private insurers so that they can afford (profit by) selling insurance to seniors to cover many of the disallowances and loopholes in those programs.

It is "curious", to put it diplomatically, that in the first years of the 21st century we are witnessing a plethora of coalitions and organizations working with the insurance industry on the "problem" of the uninsured, like  www.CoveringTheUninsured.org and www.nchc.org Of course they speak about "realistic" solutions and broad unity to achieve "our ends".  But their work is to make the public believe that moving forward to recognition of the "Right to Health Care" and commitment to genuine UHC by principle is "unrealistic" and not worth pursuing.  Project EINO rejects such coalitions which are designed to undermine the real grassroots efforts going on in so many states.

The public should also be cautious of such organizations as UHCAN,which while professing to be working toward UHC, clearly states that they believe that incremental reform is the legitimate path to follow towards that end.  They are doing the bidding of the insurance industry, even while they claim to be promoting UHC.


QUESTION:  Why are US businesses so opposed to UHC if it would be so cost-effective and such a stable system? Wouldn't UHC solve a lot of problems for employers?

Businesses are coming around quickly now (Spring 2004) to understanding how their profitability and very existence, at least within US borders, is being threatened by the current chaotic US health care "system". For example, Ford Vice Chairman Allan Gilmour said "High health care costs have "created a competitive gap that's driving investment decisions away from the U.S. . . . I do know that significant reform is necessary". *2 "Right now the country is on an unsustainable track and it won't get any better until we begin -- business, labor and government in partnership -- to make a pact for reform."

"Suffice it to say Canada and Germany have a socialized form of health care" that delivers quality care at a lower cost for a larger number of people, without placing all the expense on employers, said Hadrych, of DaimlerChrysler. "The burden of it falls on the government, not just on employers," he said. In the United States, "we carry the full brunt of it. A lot of people think a single-payer system is better".

For each mid-size car DaimlerChrysler AG builds at one of its U.S. plants, the company pays about $1,300 to cover employee health care costs... When it builds an identical car across the border in Canada, the health care cost is negligible. High health care costs have "created a competitive gap that's driving investment decisions away from the U.S.,


QUESTION:  Why don't small businesses, in particular, support UHC if it would relieve them of their current burden to all become insurance brokers and administrators for their employees?

The situation with small businesses is very complicated, but many of these too are coming around now after becoming increasingly frustrated with providing competitive health care benefits to their employees and finding the same for their own families. There are some small businesses which have been "working the system" for their own benefit - claiming they like the present "employer-based" health care system and yet not having to share ANY BURDEN themselves for it (being too small to be required to provide such in their state, or relying largely on part-time employees who they can legally deny). Probably though a much larger proportion of small business owners would like to offer high quality coverage to their employees and employees' families but are finding they can no longer do this and stay in business. [We have dozens of news articles to this effect in our archives, search our news for news articles on "small business".]

Small businesses do have reason to be concerned about the "solutions" which government might impose on them given the lobbying power of the insurance industry. Mandates forcing them to provide insurance coverage may indeed throw many businesses into bankruptcy, if they are not accompanied by more fundamental reforms of the system. The financing of health care needs to be fundamentally reworked in this country and we would encourage small business people to get involved quickly with consumers and providers of care who are also calling for fundamental change. These groups are seeking systems that would share the costs fairly and put in place cost-effective measures to benefit all of society.

There is reason to believe that once the first state establishes a real UHC system and removes the players who extract unreasonable profits (several times their industry standard) small businesses will flock to that state. Why not relieve themselves of the burden of being health care administrators? Why not be able to compete effectively for the best employees against large corporations? Why not be allowed to focus on their own business, while reducing their own costs for health care?


QUESTION:  Why don't Americans support the idea of universal care? How could we ever hope to achieve UHC when most people don't even think it's a good idea?

The mainstream press has created the illusion that the public does not support this idea, while for years polls have shown that there is broad popular support for universal health care. Most Americans, in fact, favor a government guarantee of access to needed and appropriate health care. This even holds across most political persuasions. Even the one "enterpreneurial class" found to be opposed to the idea of a right to health care were only opposed the right necessitated an increase in taxes (which it does not necessarily involve, given that we already pay twice per capita what most countries do for UHC).


QUESTION:  Wasn't the failed "Clinton Health Plan" exactly what you are calling for, a one-step overall reform providing everyone with coverage?

No, the Clinton Health Plan (CHP) is a good example of failed incremental reform.  It channeled all health care funds through corporate and regional health alliances through "accountable health plans" and then mostly on to HMO's (see diagram).  The Clinton Plan maintained the territorial market rights of all our current players (private insurers and HMO's).  This is not surprising given that the commission was made up of corporate heads from these industries with some a few other token representatives of major corporate America.

Like all incremental reforms even at its best it would not have established a universal "Right to Health Care" nor ever reached 100% health care coverage.  The presumption of the CHP from the initial call for the panel was that a "single payer" solution was not feasible or worth discussing (nothing even approaching that was worthy of consideration).  Instead chief executives from CIGNA, Aetna, Met Life, John Hancock, Prudential and the HIAA were called together*1to figure out a reform that would fulfill their needs without regard to the complex twists and turns required.   They produced a bill 1342 pages in length, that is 1340 pages longer than the Canadian Health Act which secured universal coverage for all Canadians.


QUESTION:  Wasn't the "Clinton Health Plan" a collosal failure because the American people will not support a big-government solution to health care coverage?

It is difficult to designate the CHP as a single failure.  Certainly it failed from the moment it was initially conceived to involve Americans broadly in an informed discussion.  It also failed to empanel a commission which in any sense could represent the broad interests of society (only corporate giants and insurers were invited, see prior question).  Then it also failed to come up with a solution that even the interests which were represented on the panel could support.  It is this latter only, which is usually referred to as the failure - but that is biased and incorrect.

Can the American people be kept poorly informed, bombarded nightly by insurance industry propaganda ("Harriet and Louise" commercials)?  Certainly.  Are these effective in influencing the public when they are not exposed to the solid logic of what the American people need and how it can be obtained?  Certainly.


QUESTION:  It seems obvious that we need to get election reforms first before we have any chance of passing UHC legislation.  Shouldn't we just all be working towards full voting rights now as a logical first step?

The movement for UHC intersects with several other important social justice issues, such as education, the environment, election reform and racial injustice.  Each potential activist and, indeed, every informed citizen should be respected for setting out their own priorities.  Certainly, there is some logic to the argument that electoral reform would make struggles like that for UHC likely to succeed more quickly.  However, many people and organizations have made the argument that a working democracy will require universal access to health care both for direct and indirect reasons.

Directly, it is hard to see how there can be fair representation of our citizenry when disproportionately uninsured, low-income individuals are unable to represent their perspectives at the poll, due to limitations in their health care.  Being ill or injured, or living with an ill parent or child one does not enjoy the same ability to attend community meetings, visit the local schools, talk with one's neighbors and study issues as someone who does not have these added pressures and stresses.

Perhaps even more importantly, the indirect effects of being at risk (for care denial when need arises) and without any right to health care access, is tremendously disempowering.  Most uninsured Americans are employed, but low-income and the sense that their very lives have no value to society is emboldened by the lack of access to life-saving treatments that could otherwise strengthen and lengthen their contributions to society.